Laporan Tahunan 2021

PT Bank CIMB Niaga Tbk Laporan Tahunan 2021 PT BANK CIMB NIAGA Tbk DAN ENTITAS ANAK/ AND SUBSIDIARIES Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian. The accompanying notes form an integral part of these consolidated financial statements. Halaman – 1/1 – Page LAPORAN POSISI KEUANGAN KONSOLIDASIAN 31 DESEMBER 2021, 2020, DAN 2019 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain) CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 31 DECEMBER 2021, 2020, AND 2019 (Expressed in millions of Rupiah, unless otherwise stated) Catatan/ Notes 2021 2020 2019 ASET ASSETS Kas 2e,2f,2i,4 4,548,210 4,777,284 5,693,065 Cash Giro pada Bank Indonesia 2e,2f,2j,5 9,291,044 6,221,892 11,395,695 Current accounts with Bank Indonesia Giro pada bank lain 2,822,988 3,697,487 2,162,195 Current accounts with other banks Dikurangi: Cadangan kerugian penurunan nilai - - - Less: Allowance for impairment losses 2e,2f,2h,2j,2ai,6,49 2,822,988 3,697,487 2,162,195 Penempatan pada bank lain Placement with other banks dan Bank Indonesia 30,353,917 13,342,250 12,133,873 and Bank Indonesia Dikurangi: Cadangan kerugian penurunan nilai (8,132) (8,100) (29,143) Less: Allowance for impairment losses 2e,2f,2h,2k,7 30,345,785 13,334,150 12,104,730 Efek-efek 10,191,984 9,326,501 12,000,711 Marketable securities Dikurangi: Cadangan kerugian penurunan nilai (16,062) (16,315) (38,046) Less: Allowance for impairment losses 2e,2f,2h,2l,8 10,175,922 9,310,186 11,962,665 Obligasi Pemerintah 2e,2f,2l,9 60,520,764 55,828,799 22,160,303 Government Bonds Efek-efek yang dibeli dengan janji Securities purchased under dijual kembali 2f,2m,10 1,589,656 2,305,523 522,857 resale agreements Tagihan derivatif 2e,2f,2n,11 909,081 1,359,286 725,478 Derivative receivables Kredit yang diberikan Loans Pihak berelasi 2f,2ai,12,49 203,607 221,400 232,557 Related parties Pihak ketiga 2e,2f,2o,12 176,954,255 171,448,991 190,750,561 Third parties 177,157,862 171,670,391 190,983,118 Dikurangi: Cadangan kerugian penurunan nilai (13,068,605) (11,818,607) (5,984,978) Less: Allowance for impairment losses 2e,2f,2h,2o,2ai,12,49 164,089,257 159,851,784 184,998,140 Piutang pembiayaan konsumen 4,455,558 3,084,202 3,254,233 Consumer financing receivables Dikurangi: Cadangan kerugian penurunan nilai (67,029) (106,353) (74,863) Less: Allowance for impairment losses 2f,2h,2p,13 4,388,529 2,977,849 3,179,370 Piutang sewa pembiayaan - - 180 Financing lease receivables Dikurangi: Cadangan kerugian penurunan nilai - - (180) Less: Allowance for impairment losses 2f,2h,2q,14 - - - Tagihan akseptasi 2,603,607 2,153,756 3,767,071 Acceptance receivables Dikurangi: Cadangan kerugian penurunan nilai (39,566) (131,091) - Less: Allowance for impairment losses 2e,2f,2h,2r,15 2,564,041 2,022,665 3,767,071 Penyertaan 4,214 4,214 4,214 Investments Dikurangi: Cadangan kerugian penurunan nilai (555) (555) (555) Less: Allowance for impairment losses 2f,2h,2s,16 3,659 3,659 3,659 Aset tetap 9,273,885 9,427,365 8,222,562 Fixed assets Dikurangi: Akumulasi penyusutan (2,651,075) (2,437,644) (1,974,281) Less: Accumulated depreciation 2t,2x,17 6,622,810 6,989,721 6,248,281 Aset tak berwujud 3,742,899 3,377,482 3,105,497 Intangible assets Dikurangi: Akumulasi amortisasi (1,709,677) (1,612,272) (1,401,448) Less: Accumulated amortisation 2u,18 2,033,222 1,765,210 1,704,049 Aset yang diambil alih 369,275 437,558 180,861 Foreclosed assets Dikurangi: Cadangan kerugian penurunan nilai (145,591) (143,478) (129,758) Less: Allowance for impairment losses 2h,2v,19 223,684 294,080 51,103 Uang muka pajak 2af,31a 1,461,282 1,930,704 1,644,089 Prepaid taxes Pendapatan bunga yang masih akan diterima 2e,2f,20 2,946,425 2,501,602 1,239,731 Accrued interest income Beban dibayar dimuka 2w,2ai,21,49 1,138,706 1,024,632 1,373,464 Prepaid expenses Aset pajak tangguhan – bersih 2af,31d 1,173,614 738,427 18,458 Deferred tax assets – net Aset lain-lain 4,390,698 4,452,978 3,954,380 Other assets Dikurangi: Cadangan kerugian penurunan nilai (452,417) (444,313) (441,556) Less: Allowance for impairment losses 2f,2h,2w,2x,2ai,22,49 3,938,281 4,008,665 3,512,824 JUMLAH ASET 310,786,960 280,943,605 274,467,227 TOTAL ASSETS