[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry
| Laporan posisi keuangan | Statement of financial position | ||
| 2025-06-30 | 2024-12-31 | ||
| Laporan posisi keuangan | Statement of financial position | ||
| Aset | Assets | ||
| Kas |
|
|
Cash |
| Dana yang dibatasi penggunaannya |
|
|
Restricted funds |
| Giro pada Bank Indonesia |
|
|
Current accounts with Bank Indonesia |
| Giro pada bank lain | Current accounts with other banks | ||
| Giro pada bank lain pihak ketiga |
|
|
Current accounts with other banks third parties |
| Giro pada bank lain pihak berelasi |
|
|
Current accounts with other banks related parties |
| Cadangan kerugian penurunan nilai pada giro pada bank lain |
|
|
Allowance for impairment losses for current accounts with other bank |
| Penempatan pada Bank Indonesia dan bank lain | Placements with Bank Indonesia and other banks | ||
| Penempatan pada Bank Indonesia dan bank lain pihak ketiga |
|
|
Placements with Bank Indonesia and other banks third parties |
| Penempatan pada Bank Indonesia dan bank lain pihak berelasi |
|
|
Placements with Bank Indonesia and other banks related parties |
| Cadangan kerugian penurunan nilai pada penempatan pada bank lain |
( |
( |
Allowance for impairment losses for placements with other banks |
| Piutang asuransi | Insurance receivables | ||
| Piutang asuransi pihak ketiga |
|
|
Insurance receivables third parties |
| Piutang asuransi pihak berelasi |
|
|
Insurance receivables related parties |
| Cadangan kerugian penurunan nilai pada piutang asuransi |
|
|
Allowance for impairment losses for insurance receivables |
| Biaya akuisisi tangguhan |
|
|
Deferred acquisition costs |
| Deposito pada lembaga kliring dan penjaminan |
|
|
Deposits to clearing and settlement guarantee institution |
| Efek-efek yang diperdagangkan | Marketable securities | ||
| Efek-efek yang diperdagangkan pihak ketiga |
|
|
Marketable securities third parties |
| Efek-efek yang diperdagangkan pihak berelasi |
|
|
Marketable securities related parties |
| Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan |
( |
( |
Allowance for impairment losses for marketable securities |
| Investasi pemegang polis pada kontrak unit-linked |
|
|
Investments of policyholder in unit-linked contracts |
| Efek yang dibeli dengan janji dijual kembali |
|
|
Securities purchased under agreement to resale |
| Wesel ekspor dan tagihan lainnya | Bills and other receivables | ||
| Wesel ekspor dan tagihan lainnya pihak ketiga |
|
|
Bills and other receivables third parties |
| Wesel ekspor dan tagihan lainnya pihak berelasi |
|
|
Bills and other receivables related parties |
| Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya |
|
|
Allowance for impairment losses for bills and other receivables |
| Tagihan akseptasi | Acceptance receivables | ||
| Tagihan akseptasi pihak ketiga |
|
|
Acceptance receivables third parties |
| Tagihan akseptasi pihak berelasi |
|
|
Acceptance receivables related parties |
| Cadangan kerugian penurunan nilai pada tagihan akseptasi |
( |
( |
Allowance for impairment losses for acceptance receivables |
| Tagihan derivatif | Derivative receivables | ||
| Tagihan derivatif pihak ketiga |
|
|
Derivative receivables third parties |
| Tagihan derivatif pihak berelasi |
|
|
Derivative receivables related parties |
| Pinjaman yang diberikan | Loans | ||
| Pinjaman yang diberikan pihak ketiga |
|
|
Loans third parties |
| Pinjaman yang diberikan pihak berelasi |
|
|
Loans related parties |
| Cadangan kerugian penurunan nilai pada pinjaman yang diberikan |
( |
( |
Allowance for impairment losses for loans |
| Piutang dari lembaga kliring dan penjaminan |
|
|
Receivables from clearing and settlement guarantee institution |
| Piutang nasabah | Receivables from customers | ||
| Piutang nasabah pihak ketiga |
|
|
Receivables from customers third parties |
| Piutang nasabah pihak berelasi |
|
|
Receivables from customers related parties |
| Cadangan kerugian penurunan nilai pada piutang nasabah |
|
|
Allowance for impairment losses for receivables from customers |
| Piutang murabahah | Murabahah receivables | ||
| Piutang murabahah pihak ketiga |
|
|
Murabahah receivables third parties |
| Piutang murabahah pihak berelasi |
|
|
Murabahah receivables related parties |
| Cadangan kerugian penurunan nilai pada piutang murabahah |
|
|
Allowance for impairment losses for murabahah receivables |
| Piutang istishna | Istishna receivables | ||
| Piutang istishna pihak ketiga |
|
|
Istishna receivables third parties |
| Piutang istishna pihak berelasi |
|
|
Istishna receivables related parties |
| Cadangan kerugian penurunan nilai pada piutang istishna |
|
|
Allowance for impairment losses for istishna receivables |
| Piutang ijarah | Ijarah receivables | ||
| Piutang ijarah pihak ketiga |
|
|
Ijarah receivables third parties |
| Piutang ijarah pihak berelasi |
|
|
Ijarah receivables related parties |
| Cadangan kerugian penurunan nilai pada piutang ijarah |
|
|
Allowance for impairment losses for ijarah receivables |
| Piutang pembiayaan konsumen | Consumer financing receivables | ||
| Piutang pembiayaan konsumen pihak ketiga |
|
|
Consumer financing receivables third parties |
| Piutang pembiayaan konsumen pihak berelasi |
|
|
Consumer financing receivables related parties |
| Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen |
( |
( |
Allowance for impairment losses for consumer financing receivables |
| Pinjaman qardh | Qardh funds | ||
| Pinjaman qardh pihak ketiga |
|
|
Qardh funds third parties |
| Pinjaman qardh pihak berelasi |
|
|
Qardh funds related parties |
| Cadangan kerugian penurunan nilai pada pinjaman qardh |
|
|
Allowance for impairment losses for qardh funds |
| Pembiayaan mudharabah | Mudharabah financing | ||
| Pembiayaan mudharabah pihak ketiga |
|
|
Mudharabah financing third parties |
| Pembiayaan mudharabah pihak berelasi |
|
|
Mudharabah financing related parties |
| Cadangan kerugian penurunan nilai pada pembiayaan mudharabah |
|
|
Allowance for impairment losses for mudharabah financing |
| Pembiayaan musyarakah | Musyarakah financing | ||
| Pembiayaan musyarakah pihak ketiga |
|
|
Musyarakah financing third parties |
| Pembiayaan musyarakah pihak berelasi |
|
|
Musyarakah financing related parties |
| Cadangan kerugian penurunan nilai pada pembiayaan musyarakah |
|
|
Allowance for impairment losses for musyarakah financing |
| Investasi sewa | Lease investments | ||
| Investasi sewa pihak ketiga |
|
|
Lease investments third parties |
| Investasi sewa pihak berelasi |
|
|
Lease investments related parties |
| Investasi sewa nilai residu yang terjamin |
|
|
Lease investments guaranteed residual value |
| Investasi sewa pendapatan pembiayaan tangguhan |
|
|
Lease investments deferred financing income |
| Investasi sewa simpanan jaminan |
|
|
Lease investments guarantee deposits |
| Cadangan kerugian penurunan nilai pada investasi sewa |
|
|
Allowance for impairment losses for lease investments |
| Tagihan anjak piutang | Factoring receivables | ||
| Tagihan anjak piutang pihak ketiga |
|
|
Factoring receivables third parties |
| Tagihan anjak piutang pihak berelasi |
|
|
Factoring receivables related parties |
| Tagihan anjak piutang pada pendapatan anjak piutang tangguhan |
|
|
Factoring receivables on deferred factoring income |
| Cadangan kerugian penurunan nilai pada tagihan anjak piutang |
|
|
Allowance for impairment losses for factoring receivables |
| Piutang lainnya | Other receivables | ||
| Piutang lainnya pihak ketiga |
|
|
Other receivables third parties |
| Piutang lainnya pihak berelasi |
|
|
Other receivables related parties |
| Cadangan kerugian penurunan nilai pada piutang lainnya |
|
|
Allowance for impairment losses for other receivables |
| Aset keuangan lainnya |
|
|
Other financial assets |
| Obligasi pemerintah |
|
|
Government bonds |
| Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual |
|
|
Non-current assets or disposal groups classified as held-for-sale |
| Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik |
|
|
Non-current assets or disposal groups classified as held-for-distribution to owners |
| Uang muka |
|
|
Advances |
| Biaya dibayar dimuka |
|
|
Prepaid expenses |
| Jaminan |
|
|
Guarantees |
| Pajak dibayar dimuka |
|
|
Prepaid taxes |
| Klaim atas pengembalian pajak |
|
|
Claims for tax refund |
| Aset pajak tangguhan |
|
|
Deferred tax assets |
| Investasi yang dicatat dengan menggunakan metode ekuitas |
|
|
Investments accounted for using equity method |
| Investasi pada ventura bersama dan entitas asosiasi | Investments in joint ventures and associates | ||
| Investasi pada entitas ventura bersama |
|
|
Investments in joint ventures |
| Investasi pada entitas asosiasi |
|
|
Investments in associates |
| Aset reasuransi |
|
|
Reinsurance assets |
| Aset imbalan pasca kerja |
|
|
Post-employment benefit assets |
| Goodwill |
|
|
Goodwill |
| Aset takberwujud selain goodwill |
|
|
Intangible assets other than goodwill |
| Properti investasi |
|
|
Investment properties |
| Aset ijarah |
|
|
Ijarah assets |
| Aset tetap |
|
|
Property, plant, and equipment |
| Aset hak guna |
|
|
Right of use assets |
| Aset pengampunan pajak |
|
|
Tax amnesty assets |
| Agunan yang diambil alih |
|
|
Foreclosed assets |
| Aset lainnya |
|
|
Other assets |
| Jumlah aset |
|
|
Total assets |
| Liabilitas, dana syirkah temporer dan ekuitas | Liabilities, temporary syirkah funds and equity | ||
| Liabilitas | Liabilities | ||
| Liabilitas segera |
|
|
Obligations due immediately |
| Bagi hasil yang belum dibagikan |
|
|
Undistributed profit sharing |
| Dana simpanan syariah |
|
|
Sharia deposits |
| Simpanan nasabah | Customers deposits | ||
| Giro | Current accounts | ||
| Giro pihak ketiga |
|
|
Current accounts third parties |
| Giro pihak berelasi |
|
|
Current accounts related parties |
| Giro wadiah | Wadiah demand deposits | ||
| Giro wadiah pihak ketiga |
|
|
Wadiah demand deposits third parties |
| Giro wadiah pihak berelasi |
|
|
Wadiah demand deposits related parties |
| Tabungan | Savings | ||
| Tabungan pihak ketiga |
|
|
Savings third parties |
| Tabungan pihak berelasi |
|
|
Savings related parties |
| Tabungan wadiah | Wadiah savings | ||
| Tabungan wadiah pihak ketiga |
|
|
Wadiah savings third parties |
| Tabungan wadiah pihak berelasi |
|
|
Wadiah savings related parties |
| Deposito berjangka | Time deposits | ||
| Deposito berjangka pihak ketiga |
|
|
Time deposits third parties |
| Deposito berjangka pihak berelasi |
|
|
Time deposits related parties |
| Deposito wakalah | Wakalah deposits | ||
| Deposito wakalah pihak ketiga |
|
|
Wakalah deposits third parties |
| Deposito wakalah pihak berelasi |
|
|
Wakalah deposits related parties |
| Simpanan dari bank lain | Other banks deposits | ||
| Simpanan dari bank lain pihak berelasi |
|
|
Other banks deposits related parties |
| Simpanan dari bank lain pihak ketiga |
|
|
Other banks deposits third parties |
| Efek yang dijual dengan janji untuk dibeli kembali |
|
|
Securities sold with repurchase agreement |
| Liabilitas derivatif | Derivative payables | ||
| Liabilitas derivatif pihak ketiga |
|
|
Derivative payables third parties |
| Liabilitas derivatif pihak berelasi |
|
|
Derivative payables related parties |
| Utang asuransi |
|
|
Insurance payables |
| Utang koasuransi |
|
|
Coinsurance liabilities |
| Liabilitas kepada pemegang polis unit-linked |
|
|
Liabilities to policyholder in unit-linked contracts |
| Utang bunga |
|
|
Interest payables |
| Liabilitas akseptasi | Acceptance liabilities | ||
| Liabilitas akseptasi pihak berelasi |
|
|
Acceptance liabilities related parties |
| Liabilitas akseptasi pihak ketiga |
|
|
Acceptance liabilities third parties |
| Utang usaha |
|
|
Accounts payable |
| Uang muka dan angsuran |
|
|
Advances and installments |
| Utang dividen |
|
|
Dividends payable |
| Utang dealer |
|
|
Dealer payables |
| Pinjaman yang diterima | Borrowings | ||
| Pinjaman yang diterima pihak ketiga |
|
|
Borrowings third parties |
| Pinjaman yang diterima pihak berelasi |
|
|
Borrowings related parties |
| Pinjaman yang diterima utang pada lembaga kliring dan penjaminan |
|
|
Borrowings payables to clearing and settlement guarantee institution |
| Efek yang diterbitkan | Securities issued | ||
| Utang obligasi |
|
|
Bonds payable |
| Sukuk |
|
|
Sukuk |
| Obligasi subordinasi |
|
|
Subordinated bonds |
| Surat utang jangka menengah |
|
|
Medium term notes |
| Efek yang diterbitkan lainnya |
|
|
Others securities issued |
| Liabilitas kontrak asuransi |
|
|
Insurance contract liabilities |
| Utang perusahaan efek |
|
|
Securities company payables |
| Provisi |
|
|
Provisions |
| Liabilitas atas kontrak |
|
|
Contract liabilities |
| Pendapatan ditangguhkan |
|
|
Deferred income |
| Liabilitas sewa pembiayaan |
|
|
Finance lease liabilities |
| Estimasi kerugian komitmen dan kontinjensi |
|
|
Estimated losses on commitments and contingencies |
| Beban akrual |
|
|
Accrued expenses |
| Utang pajak |
|
|
Taxes payable |
| Liabilitas pajak tangguhan |
|
|
Deferred tax liabilities |
| Liabilitas pengampunan pajak |
|
|
Tax amnesty liabilities |
| Liabilitas lainnya |
|
|
Other liabilities |
| Kewajiban imbalan pasca kerja |
|
|
Post-employment benefit obligations |
| Pinjaman subordinasi | Subordinated loans | ||
| Pinjaman subordinasi pihak ketiga |
|
|
Subordinated loans third parties |
| Pinjaman subordinasi pihak berelasi |
|
|
Subordinated loans related parties |
| Jumlah liabilitas |
|
|
Total liabilities |
| Dana syirkah temporer | Temporary syirkah funds | ||
| Bukan bank | Non-banks | ||
| Giro mudharabah | Mudharabah current account | ||
| Giro mudharabah pihak ketiga |
|
|
Mudharabah current account third parties |
| Giro berjangka mudharabah pihak berelasi |
|
|
Mudharabah current account related parties |
| Tabungan mudharabah | Mudharabah saving deposits | ||
| Tabungan mudharabah pihak ketiga |
|
|
Mudharabah saving deposits third parties |
| Tabungan mudharabah pihak berelasi |
|
|
Mudharabah saving deposits related parties |
| Deposito berjangka mudharabah | Mudharabah time deposits | ||
| Deposito berjangka mudharabah pihak ketiga |
|
|
Mudharabah time deposits third parties |
| Deposito berjangka mudharabah pihak berelasi |
|
|
Mudharabah time deposits related parties |
| Bank | Bank | ||
| Giro mudharabah |
|
|
Mudharabah current account |
| Tabungan mudharabah (ummat) |
|
|
Mudharabah saving deposits (ummat) |
| Deposito berjangka mudharabah |
|
|
Mudharabah time deposits |
| Efek yang diterbitkan bank | Bank securities issued | ||
| Investasi mudharabah antar bank |
|
|
Interbank mudharabah investments |
| Sukuk mudharabah |
|
|
Mudharabah sukuk |
| Sukuk mudharabah subordinasi |
|
|
Subordinated mudharabah sukuk |
| Jumlah dana syirkah temporer |
|
|
Total temporary syirkah funds |
| Jumlah akumulasi dana tabarru |
|
|
Total accumulated tabarru's funds |
| Ekuitas | Equity | ||
| Ekuitas yang diatribusikan kepada pemilik entitas induk | Equity attributable to equity owners of parent entity | ||
| Saham biasa |
|
|
Common stocks |
| Saham preferen |
|
|
Preferred stocks |
| Tambahan modal disetor |
|
|
Additional paid-in capital |
| Saham treasuri |
( |
( |
Treasury stocks |
| Uang muka setoran modal |
|
|
Advances in capital stock |
| Opsi saham |
|
|
Stock options |
| Penjabaran laporan keuangan |
|
|
Translation adjustment |
| Cadangan revaluasi |
|
|
Revaluation reserves |
| Cadangan selisih kurs penjabaran |
|
|
Reserve of exchange differences on translation |
| Cadangan perubahan nilai wajar aset keuangan nilai wajar melalui pendapatan komprehensif lainnya |
|
( |
Reserve for changes in fair value of fair value through other comprehensive income financial assets |
| Cadangan keuntungan (kerugian) investasi pada instrumen ekuitas |
|
|
Reserve of gains (losses) from investments in equity instruments |
| Cadangan pembayaran berbasis saham |
|
|
Reserve of share-based payments |
| Cadangan lindung nilai arus kas |
|
|
Reserve of cash flow hedges |
| Cadangan pengukuran kembali program imbalan pasti |
( |
( |
Reserve of remeasurements of defined benefit plans |
| Cadangan lainnya |
|
|
Other reserves |
| Selisih Transaksi Perubahan Ekuitas Entitas Anak/Asosiasi |
|
|
Difference Due to Changes of Equity in Subsidiary/Associates |
| Komponen ekuitas lainnya |
( |
( |
Other components of equity |
| Saldo laba (akumulasi kerugian) | Retained earnings (deficit) | ||
| Saldo laba yang telah ditentukan penggunaanya | Appropriated retained earnings | ||
| Cadangan umum dan wajib |
|
|
General and legal reserves |
| Cadangan khusus |
|
|
Specific reserves |
| Saldo laba yang belum ditentukan penggunaannya |
|
|
Unappropriated retained earnings |
| Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk |
|
|
Total equity attributable to equity owners of parent entity |
| Proforma ekuitas |
|
|
Proforma equity |
| Kepentingan non-pengendali |
|
|
Non-controlling interests |
| Jumlah ekuitas |
|
|
Total equity |
| Jumlah liabilitas, dana syirkah temporer dan ekuitas |
|
|
Total liabilities, temporary syirkah funds and equity |