[4614100] Notes to the financial statements - Loans and Sharia receivables - Other Information - Financial and Sharia Industry

Informasi penting lainnya Loans other information
2023-12-31 2022-12-31
Informasi penting lainnya Loans other information
Tingkat suku bunga rata-rata (yield) dan kisaran bagi hasil per tahun Annual average yield rate and indicative profit sharing
Tingkat suku bunga rata-rata per tahun Annual yield rate
Tingkat suku bunga rata-rata per tahun rupiah 0.0834 0.0789 Annual yield rate of rupiah loans
Tingkat suku bunga rata-rata per tahun mata uang asing 0.0558 0.0429 Annual yield rate of foreign currencies loans
Kisaran bagi hasil per tahun Annual indicative profit sharing
Kisaran bagi hasil per tahun piutang murabahan dan istishna Indicative profit sharing of murabahah and istishna receivables
Kisaran bagi hasil per tahun pembiayaan musyarakah Indicative profit sharing of musyarakah financing
Kisaran bagi hasil per tahun pembiayaan syariah lainnya Indicative profit sharing of other sharia financing
Cadangan kerugian penurunan nilai Movement of allowance for impairment losses on loans
Cadangan kerugian penurunan nilai, awal periode 13,086,850 13,068,605 Allowance for impairment of losses, beginning period
Pembentukan selama tahun berjalan 1,730,551 3,239,241 Provision during the year of allowance for impairment losses on loans
Penghapusbukuan (2,194,059) (2,375,190) Writing off of allowance for impairment losses on loans
Pemulihan pinjaman yang telah dihapusbukukan 33,708 47,245 Recoveries of written-off of allowance for impairment losses on loans
Cadangan lain-lain (768,230) (1,301,466) Others allowance for impairment losses on loans
Dampak selisih akibat perbedaan kurs terhadap cadangan kerugian penurunan nilai pinjaman diberikan 16,887 408,415 Foreign exchange translation impact on allowance for impairment losses on loans
Cadangan kerugian penurunan nilai, akhir periode 11,905,707 13,086,850 Allowance for impairment of losses, ending period
Rasio pinjaman Loan ratios
Non-performing financing - gross 0.01961 0.028 Non-performing financing - gross
Non-performing financing - net 0.0071 0.0075 Non-performing financing - net