[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash flows
30 September 2020 30 September 2019
Arus kas dari aktivitas operasi Cash flows from operating activities
Arus kas sebelum perubahan dalam aset dan liabilitas operasi Cash flows before changes in operating assets and liabilities
Penerimaan bunga, hasil investasi, provisi, dan komisi 15,862,175 18,067,543 Interest, investment income, fees and commissions received
Pembayaran bunga dan bonus, provisi dan komisi ( 5,677,380 ) ( 5,989,186 ) Payments Of Interest And Bonus Fees And Commissions
Bunga bank dan deposito berjangka Interest from banks and time deposits
Penerimaan pendapatan pengelolaan dana sebagai mudharib Revenue receipts from fund management as mudharib
Pembayaran bagi hasil dana syirkah temporer Payments of temporary syirkah funds
Penerimaan premi asuransi Receipts from insurance premiums
Penerimaan klaim reasuransi Receipts from reinsurance claims
Penerimaan (pembayaran) komisi Receipts (payments) of commission
Penerimaan klaim retrosesi Receipts from retrocession claims
Penerimaan dari ujrah Receipts of ujrah
Penerimaan dari (pembayaran kepada) lembaga kliring dan penjaminan Receipts from (payments to) clearing and guarantee institution
Penerimaan dari (pembayaran kepada) nasabah Receipts from (payments to) customers
Pencairan (penempatan) deposito pada lembaga kliring dan penjaminan Withdrawal (placement) of deposits to clearing and guarantee institution
Pendapatan dari transaksi operasional lainnya 233,742 758,451 Income from other operating transactions
Penerimaan kembali aset yang telah dihapusbukukan Recoveries of written off assets
Pembayaran biaya akuisisi ditangguhkan Payments for deferred acquisition costs
Pembayaran atas beban keuangan dan beban administrasi bank Payments of finance costs and bank administration charges
Pembayaran gaji dan tunjangan Payments for salaries and allowances
Laba (rugi) selisih kurs 243,119 483,738 Foreign currency gains (losses)
Penerimaan pengembalian (pembayaran) pajak penghasilan ( 595,000 ) Refunds (payments) of income tax
Pembayaran beban operasional lainnya ( 5,817,262 ) ( 6,133,803 ) Payments for other operating expenses
Penerimaan pendapatan non-operasional 78,957 37,172 Receipts from non-operating income
Pengembalian (penempatan) uang jaminan Repayment (placement) of refundable deposits
Penerimaan (pengeluaran) kas lainnya dari aktivitas operasi Other cash inflows (outflows) from operating activities
Penurunan (kenaikan) aset operasi Decrease (increase) in operating assets
Penurunan (kenaikan) penempatan pada bank lain dan bank indonesia Decrease (increase) in placements with other banks and bank indonesia
Penurunan (kenaikan) efek yang diperdagangkan 71,988 ( 2,183,858 ) Decrease (increase) in marketable securities
Penurunan (kenaikan) efek yang dibeli dengan janji dijual kembali ( 4,460,986 ) 451,001 Decrease (increase) in securities purchased under resale agreements
Penurunan (kenaikan) investasi pemegang polis pada kontrak unit-linked Decrease (increase) in investment of policyholder in unit-linked contracts
Penurunan (kenaikan) wesel ekspor dan tagihan lainnya Decrease (increase) in bills and other receivables
Penurunan (kenaikan) tagihan akseptasi 1,918,548 1,435,549 Decrease (increase) in acceptance receivables
Penurunan (kenaikan) pinjaman yang diberikan 9,999,373 ( 5,650,015 ) Decrease (increase) in loans
Penurunan (kenaikan) piutang pembiayaan konsumen ( 236,562 ) ( 618,632 ) Decrease (increase) in consumer financing receivables
Penurunan (kenaikan) investasi sewa Decrease (increase) in lease investments
Penurunan (kenaikan) tagihan anjak piutang Decrease (increase) in factoring
Penurunan (kenaikan) piutang dan pembiayaan syariah Decrease (increase) in sharia financing and receivables
Penurunan (kenaikan) piutang murabahah Decrease (increase) in murabahah receivables
Penurunan (kenaikan) piutang istishna Decrease (increase) in istishna receivables
Penurunan (kenaikan) piutang ijarah Decrease (increase) in ijarah receivables
Penurunan (kenaikan) pinjaman qardh Decrease (increase) in qardh funds
Penurunan (kenaikan) pembiayaan mudharabah Decrease (increase) in mudharabah financing
Penurunan (kenaikan) pembiayaan musyarakah Decrease (increase) in musyarakah financing
Penurunan (kenaikan) aset ijarah Decrease (increase) in ijarah assets
Penurunan (kenaikan) piutang lainnya Decrease (increase) in other receivables
Penurunan (kenaikan) agunan yang diambil alih Decrease (increase) in foreclosed assets
Penurunan (kenaikan) tagihan derivatif Decrease (increase) in derivative receivables
Penurunan (kenaikan) aset reasuransi Decrease (increase) in reinsurance assets
Penurunan (kenaikan) aset lainnya ( 1,258,279 ) 2,208,680 Decrease (increase) in other assets
Kenaikan (penurunan) liabilitas operasi Increase (decrease) in operating liabilities
Kenaikan (penurunan) liabilitas segera Increase (decrease) in obligations due immediately
Kenaikan (penurunan) giro dan tabungan simpanan nasabah 19,512,440 1,804,290 Increase (decrease) in current accounts and customers savings
Kenaikan (penurunan) deposito berjangka nasabah ( 3,256,821 ) ( 2,227,596 ) Increase (decrease) in customers time deposits
Kenaikan (penurunan) giro wadiah simpanan nasabah Increase (decrease) in customers wadiah demand deposits
Kenaikan (penurunan) tabungan wadiah simpanan nasabah Increase (decrease) in customers wadiah saving deposits
Kenaikan (penurunan) deposito wakalah simpanan nasabah Increase (decrease) in customers wakalah deposits
Kenaikan (penurunan) simpanan dari bank lain 138,068 ( 140,255 ) Increase (decrease) in other banks saving deposits
Kenaikan (penurunan) giro mudharabah Increase (decrease) in mudharabah current account
Kenaikan (penurunan) tabungan mudharabah Increase (decrease) in mudharabah savings deposits
Kenaikan (penurunan) efek yang dijual dengan janji dibeli kembali ( 6,012,217 ) ( 7,305,124 ) Increase (decrease) in securities sold under repurchase agreement
Kenaikan (penurunan) liabilitas akseptasi ( 1,918,548 ) ( 1,435,549 ) Increase (decrease) in acceptance payables
Kenaikan (penurunan) liabilitas pemegang polis pada kontrak unit-linked Increase (decrease) in liabilities to policyholder on unit-linked contracts
Kenaikan (penurunan) liabilitas derivatif Increase (decrease) in derivative payables
Kenaikan (penurunan) dana syirkah temporer Increase (decrease) in temporary syirkah funds
Kenaikan (penurunan) liabilitas lainnya 3,008,367 ( 395,536 ) Increase (decrease) in other liabilities
Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas operasi 21,833,722 ( 6,833,130 ) Total net cash flows received from (used in) operating activities
Arus kas dari aktivitas investasi Cash flows from investing activities
Penerimaan dari penyertaan saham dalam klasifikasi dimiliki hingga jatuh tempo dan tersedia untuk dijual Proceeds from equity investments classified as held-to-maturity and available-for-sale
Pencairan (penempatan) obligasi dan (atau) sukuk ( 21,089,340 ) Withdrawal (placement) of bonds and (or) sukuk
Penerimaan dividen dari aktivitas investasi Dividends received from investing activities
Penerimaan dari penjualan (perolehan) properti investasi Proceeds from disposal (acquisition) of investment properties
Penerimaan dari penjualan (perolehan) aset tetap ( 639,365 ) ( 648,921 ) Proceeds from disposal (acquisition) of property and equipment
Penerimaan dari penjualan (perolehan) aset takberwujud selain goodwill ( 197,129 ) ( 20,707 ) Proceeds from disposal (acquisition) of intangible assets other than goodwill
Penerimaan dari (pembayaran kepada) pinjaman polis Receipts from (payments for) policy loans
Pembayaran untuk perolehan entitas anak Payments for acquisition of subsidiaries
Penerimaan dari pelepasan entitas anak Proceeds from sales of subsidiaries
Pembayaran untuk perolehan tambahan kepemilikan pada entitas anak Payments for acquisition of additional interests in subsidiaries
Pencairan (penempatan) efek-efek yang diperdagangkan Withdrawal (placement) of marketable securities
Penerimaan dari pelepasan kepentingan di entitas anak tanpa hilangnya pengendalian dari kegiatan investasi Proceeds from sales of interests in subsidiaries without loss of control from investing activities
Pembayaran untuk perolehan kepemilikan pada entitas asosiasi Payments for acquisition of interests in associates
Penerimaan dari pelepasan kepemilikan pada entitas asosiasi 0 Proceeds from sales of interests in associates
Penerimaan (pengeluaran) kas lainnya dari aktivitas investasi 0 970,591 Other cash inflows (outflows) from investing activities
Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas investasi ( 21,925,834 ) 300,963 Total net cash flows received from (used in) investing activities
Arus kas dari aktivitas pendanaan Cash flows from financing activities
Kenaikan (penurunan) efek yang diterbitkan 1,000,000 2,000,000 Increase (decrease) in securities issued
Penerbitan sukuk mudhrabah Issuance of mudharabah sukuk
Penempatan sertifikat investasi mudharabah Placement of certificate of mudharabah investments
Biaya emisi sukuk mudharabah Issuance cost of mudharabah sukuk
Penerimaan pinjaman yang diterima 744,969 2,224,498 Proceeds from borrowings
Pembayaran pinjaman yang diterima Payments for borrowings
Penerimaan pinjaman subordinasi Proceeds from subordinated loans
Pembayaran pinjaman subordinasi Payments of subordinated loans
Pembayaran bunga pinjaman ( 2,278,437 ) ( 1,610,456 ) Payments of interests from borrowings
Penerimaan dari penerbitan obligasi Proceeds from bonds issuance
Pembayaran utang obligasi ( 1,630,974 ) ( 1,239,842 ) Payments of bonds payable
Pembayaran biaya emisi penerbitan obligasi Payments of bonds issuance costs
Obligasi subordinasi yang diterbitkan Subordinated bonds issued
Pembayaran obligasi subordinasi Payments of subordinated bonds
Biaya emisi obligasi subordinasi yang diterbitkan Subordinated bonds issuance costs
Penerimaan dari penerbitan saham baru Proceeds from issuance of new stocks
Pembayaran biaya emisi saham Payments of stock issuance costs
Penerimaan setoran modal Proceeds from capital contributions
Penjualan (pembelian) dari saham tresuri ( 1,068 ) ( 3,954 ) Sales (purchase) of treasury stocks
Penerimaan dari program opsi saham karyawan Proceeds from employee stock options program
Penyelesaian (penempatan) transaksi derivatif Settlement (placement) of derivative transactions
Pembayaran dividen dari aktivitas pendanaan ( 1,392,161 ) ( 696,485 ) Dividends paid from financing activities
Penerimaan (pengeluaran) kas lainnya dari aktivitas pendanaan Other cash inflows (outflows) from financing activities
Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas pendanaan ( 3,557,671 ) 673,761 Total net cash flows received from (used in) financing activities
Jumlah kenaikan (penurunan) bersih kas dan setara kas ( 3,649,783 ) ( 5,858,406 ) Total net increase (decrease) in cash and cash equivalents
Kas dan setara kas arus kas, awal periode 32,458,388 27,728,714 Cash and cash equivalents cash flows, beginning of the period
Efek perubahan nilai kurs pada kas dan setara kas 404,417 54,180 Effect of exchange rate changes on cash and cash equivalents
Kenaikan (penurunan) kas dan setara kas lainnya Other increase (decrease) in cash and cash equivalents
Kas dan setara kas arus kas, akhir periode 29,213,022 21,924,488 Cash and cash equivalents cash flows, end of the period