Audit Committee (AC)

• Audit Committee Charter

• Audit Committee Membership Composition in 2024

  No.	Name	Position in Bank	Position in the Committee	Term of Office
  1.	Dody Budy Waluyo	Independent Commissioner	Chairman concurrently as Member	2024 - 2027
  2.	Glenn Muhammad Surya Yusuf	Vice President Commissioner (Independent)	Member**	2024 - 2027
  3.	Endang Kussulanjari S.	Independent Party	Member	2024 - 2027
  4.	Angelique Dewi Daryanto	Independent Party	Member	2022 - 2025




• Qualifications & Profile of Audit Committee’s Members

  Member's Profile	Career & Educational Background
  Dody Budi Waluyo Chairman concurrently as Member	First appointed as Chairman of the Audit Committee on 3 April 2024, concurrently serves as Chairman of the Integrated Governance Committee and member of the Risk Oversight Committee (ROC). He is currently also serves as an Independent Commissioner of the Bank. His complete profile is presented in the Board of Commissioners’ Profiles.
  Glenn Muhammad Surya Yusuf Member	Appointed as Member of the Audit Committee effective as of 21 October 2022 and re-appointed on 3 April 2024, concurrently also as Chairman of ROC and member of Nomination and Remuneration Committee (NRC). He is currently also serves as the Vice President Commissioner (Independent). His complete profile is presented in the Board of Commissioners’ Profile.
  Endang Kussulanjari S. Member	Appointed as Member of the Audit Committee effective as of 9 April 2020 and reappointed on 3 April 2024, as well as concurrently serves as Member of the Integrated Governance Committee. Age/Gender : 67/Female Nationality : Indonesian Domicile : Jakarta Education : Master of Arts from University of Colorado Boulder, Colorado – USA (1987) Bachelor degree in Economics from Universitas Gadjah Mada, Yogyakarta, Indonesia (1981) Work Experiences : Commissioner in PT Pefindo Biro Kredit (2016–August 2022) Deputy Commissioner of Internal Audit, Risk Management, and Quality Control (AIMRPK) of Financial Services Authority (2015–2016) Deputy Commissioner of DKB2, Financial Services Authority (OJK) – Banking Supervision Division (2014–2015) Assistant Governor of Bank Indonesia-Banking Supervision Division (May–December 2013) From 1998 to 2013, she held various senior positions at Bank Indonesia, including Head of Bank Supervision Section, Deputy Director of Banking Supervision 1, Deputy Director of Banking Examination 1, Deputy Director of Banking Supervision 3, Head of the Bank Indonesia Yogyakarta Office, Senior Principal Researcher of DPNP, and Head of Banking Supervision Department 2. She is responsible for overseeing all bank activities, including finance and accounting, credit, risk management, governance, and internally ensuring the quality control of bank supervision. Concurrent Positions : - Shareholding : Nil Affilated Relations : No affiliated relations with fellow Committee members, members of the Board of Commissioners, members of the Board of Directors, or the Ultimate and Controlling Shareholders
  Angelique Dewi Daryanto Member	Appointed as Member of the Audit Committee effective as of 21 October 2022 and concurrently serves as Member of the Integrated Governance Committee and Member of the Risk Oversight Committee. Age/Gender : 52/Female Nationality : Indonesian Domicile : Jakarta Education : Bachelor of Economics, majoring in Accounting from Trisakti University, Indonesia Work Experiences : Has more than 27 years’ experience with PricewaterhouseCoopers (PwC) Indonesia (1994 – 2021) and served as a Partner at PwC Indonesia in the Assurance Division - Financial Services Group for the past 15 years (2006 – 2021) Previously appointed as the Public Accountant responsible for auditing the Financial Statements of CIMB Niaga (2017 – 2019) Concurrent Positions : Member of Audit Committee in PT Honest Financial Technologies (2022–present) Member of Audit Committee in PT Asuransi Allianz Life Syariah Indonesia (2023–present) Shareholding : Nil Affilated Relations : No affiliated relations with fellow Committee members, members of the Board of Commissioners, members of the Board of Directors, or the Ultimate and Controlling Shareholders

Nomination & Remuneration Committee (NRC)

• Nomination & Remuneration Committee Charter

• Nomination and Remuneration Committee Membership Composition in 2024

  No.	Name	Position in Bank	Position in the Committee	Term of Office
  1.	Sri Widowati	Independent Commissioner	Chairman concurrently as Member	2023 - 2026
  2.	Didi Syafruddin Yahya	President Commissioner	Member	2023 - 2026
  3.	Glenn M.S. Yusuf	Vice President Commissioner (Independent)	Member	2024 - 2027
  4.	Nora Joice Kimbal	Head of HR Shared Services & MIS (Executive Officer in charge of Human Resources)	Member	2024 - 2027




• Qualifications & Profiles of Nomination and Remuneration Committee’s Members

  Member's Profile	Career & Educational Background
  Sri Widowati Chairwoman concurrently as Member	First appointed as NRC Chairwoman on 9 April 2020 and reappointed for the same position effective from 10 April 2023, concurrently temporary serving as Chairwoman of the Integrated Governance Committee since 18 April 2024 until the appointment of Dody Budi Waluyo as Chairman of the Integrated Governance Committee was declared effective. She is currently also serves as an Independent Commissioner of the Bank. Her complete profile is presented in the Board of Commissioners’ Profiles.
  Didi Syafruddin Yahya Member	First appointed as a NRC member on 26 November 2019 and reappointed for the same position effective from 10 April 2023, concurrently as a member of the Risk Oversight Committee. He is currently also serves as the President Commissioner. His complete profile is presented in the Board of Commissioners’ Profile.
  Glenn Muhammad Surya Yusuf Member	Appointed as a NRC Member on 9 April 2020 and effectively on 16 September 2020 and reappointed for the same position on 18 April 2024, concurrently as Risk Oversight Committee Chairman and as a member of Audit Committee. He is currently also serves as the Vice President Commissioner (Independent). His complete profile is presented in the Board of Commissioners’ Profile.
  Nora Joice Kimbal Member	Appointed as a NRC Member on 17 December 2021 and reappointed for the same position on 18 April 2024. She is also serves as the Head of HR Shared Services & MIS (Executive Officer in charge of Human Resources). Her complete profile is presented in the Profile of the Senior Executives.

Risk Oversight Committee (ROC)

• Risk Oversight Committee Charter

• Risk Oversight Committee Membership Composition in 2024

  No.	Name	Position in Bank	Position in the Committee	Term of Office
  1.	Glenn Muhammad Surya Yusuf	Vice President Commissioner (Independent)	Chairman concurrently as Member	2024 – 2027
  2.	Didi Syafruddin Yahya	President Commissioner	Member	2023 - 2026
  3.	Vera Handajani	Commissioner	Member	2021 - 2025
  4.	Farina J. Situmorang	Independent Commissioner	Member	2023 – 2026
  5.	Ronald T. A. Kasim	Independent Party	Member	2024 – 2027
  6.	Dody Budi Waluyo	Independent Commissioner	Member	2024 – 2027
  7.	Angelique Dewi Daryanto	Independent Party	Member	2024 – 2025




• Qualifications & Profile of Risk Oversight Committee’s Members

  Member's Profile	Career & Educational Background
  Glenn Muhammad Surya Yusuf Chairman concurrently as Member	Appointed as ROC Chairman effective since 6 October 2020 and reappointed on 18 April 2024, having been previously as ROC member since the close of the AGMS on 9 April 2020 and effective on 16 September 2020, concurrently also a NRC member and Audit Committee member. He is currently also serves as the Vice President Commissioner (Independent) of the Bank. His complete profile is presented in Profile of the Board of Commissioners.
  Didi Syafruddin Yahya Member	First appointed as a ROC member effective on 26 November 2019 and reappointed for the same position effective from 10 April 2023, and concurrently also a member of the Nomination and Remuneration Committee. He is currently also serves as the President Commissioner of the Bank. His complete profile is presented in the Board of Commissioners’ Profile.
  Vera Handajani Member	Appointed as a ROC member effective on 25 January 2022. She is currently also serves as the Commissioner of the Bank. Her complete profile is presented in the Board of Commissioners’Profile
  Farina J. Situmorang Member	First appointed as a ROC member since 9 August 2023 and effective on 25 January 2024. She is currently also serves as the Independent Commissioner of the Bank. Her complete profile is presented in the Board of Commissioners’ Profile.
  Ronald T. A. Kasim Member	Appointed as a member of Risk Oversight Committee effective on 20 January 2023 and reappointed on 18 April 2024. Age/Gender : 56/Male Nationality : Indonesia Domicile : Jakarta Education : Doctor of Philosophy (PhD) in Innovation Leadership and Policy from Gadjah Mada University – Yogyakarta, Indonesia (2019) Master of Business Administration (MBA) – Business Administration & Management from Creighton University-Omaha, Nebraska, USA (1994) Bachelor of Science in Business Administration, majoring in Finance (BSBA) from Creighton University – Omaha, Nebraska, USA (1992) Work Experiences : President Commissioner at PT Bangun Percaya Sosial – Jakarta, Indonesia (2022-2023) Chief Advisor at PT Advance Intelligence Indonesia – Jakarta, Indonesia (2019-2023) Country Director at PT Trusting Social Indonesia – Jakarta, Indonesia (2017-2020) Director at PT Trust Teknologi Finansial (TrustIQ) – Jakarta, Indonesia (2018-2019) President Director at PT Pefindo Biro Kredit (PBK) – Jakarta, Indonesia (2015-2017) President Director at PT Pemeringkat Efek Indonesia (PEFINDO) – Jakarta, Indonesia (2010-2015) Senior Vice President – Strategic Information Management at PT Permata Bank Tbk – Jakarta, Indonesia (2009-2010) Project Manager – Risk Management Products at Fermat (a business unit of Moody’s Investors Service) – Paris, Dubai, Singapore (2007-2009) Senior Risk Management Consultant – Banking Risk Product at IPS-Sendero (a business unit of Fiserv, Inc.) – Scottsdale, AZ, USA (2004-2007) Finance Officer and Head of Financial Strategic Group (including responsibility for accounting) at First National Capital Markets, Inc. – Omaha, NE, USA (2001 – 2004) Lead Financial Analyst of Asset-Liability Management Group at First National Bank of Omaha – Omaha, NE, USA (1999 – 2001) Head of Financial Institution Ratings Division at PT Pemeringkat Efek Indonesia (PEFINDO) – Jakarta, Indonesia (1994 – 1998) Concurrent Positions : President Commissioner at PT Kredit Biro Indonesia Jaya – Jakarta, Indonesia (2022-present) Independent Commissioner at PT Atome Finance Indonesia – Jakarta, Indonesia (2022-present) Shareholding : Nil Affilated Relations : No affiliated relations with fellow Committee members, members of the Board of Commissioners, members of the Board of Directors, or the Ultimate and Controlling Shareholders
  Dody Budi Waluyo Member	First appointed as member of ROC on 18 April 2024, concurrently serves as Chairman of the Audit Committee and Chairman of the Integrated Governance Committee. He is currently also serves as an Independent Commissioner of the Bank. His complete profile is presented in the Board of Commissioners’ Profiles.
  Angelique Dewi Daryanto Member	Appointed as ROC member on 26 August 2024 and concurrently as Audit Committee member and Integrated Governance Committee member. Her complete profile is presented in the Audit Committee’s Profile.

Integrated Governance Committee (IGC)

• Integrated Governance Committee Charter

• Member of CIMB Indonesia Financial Conglomerate

  1. PT Bank CIMB Niaga Tbk as Main Entity

  2. PT CIMB Niaga Auto Finance

  3. PT CIMB Niaga Sekuritas

• Integrated Governance Committee Composition in 2024

  No.	Name	Position in Bank and in Subsidiaries	Position in the Committee	Term of Office
  1.	Dody Budi Waluyo	Independent Commissioner	Chairman	2024 – 2027
  2.	Endang Kussulanjari S.	Independent Party	Member	2024 – 2027
  3.	Serena K. Ferdinandus	Independent Commissioner of CNAF	Member	2024 – 2027
  4.	Yulizar D. Sanrego	Member of the Sharia Supervisory Board of CIMB Niaga	Member	2023 - 2026
  5.	Achiran Pandu Djajanto	Independent Commissioner of CNS	Member	2022 - 2025
  6.	Angelique Dewi Daryanto	Independent Party	Member	2023 - 2025





• Qualifications & Profiles of Integrated Governance Committee’s Members

  Member's Profile	Career & Educational Background
  Dody Budi Waluyo Chairman concurrently as Member	First appointed as Chairman IGC on 18 April 2024, concurrently serves as Chairman of the Audit Committee and member of ROC. He is currently also serves as an Independent Commissioner of the Bank. His complete profile is presented in the Board of Commissioners’ Profiles.
  Endang Kussulanjari S. Member	Appointed as IGC member since April 2016, reappointed on 9 April 2020 and 18 April 2024, concurrently as Audit Committee member. Her complete profile is presented in the Audit Committee’s Profile.
  Serena K. Ferdinandus Member	Appointed as IGC member since March 2015 and reappointed on 15 April 2016, 9 April 2020, 29 April 2021 and 18 April 2024. Age/Gender : 63/Female Nationality : Indonesia Domicile : Jakarta Education : Bachelor in Economics from the University of Indonesia (1986) Work Experiences : Member of the Audit Committee at PT Elnusa Tbk (2020-2023) Member of the Risk Management Committee at PT Elnusa Tbk (2014-2020) Member of the Audit Committee at PT Blue Bird Tbk (2014-2020) Commissioner at PT Anpa Internasional (2012-2018) Member of the Audit Committee at PT Chandra Asri Petrochemical Tbk (2009-2015) Member of the Audit Committee at PT Barito Pacific Tbk (2009 - 2013) Senior Vice President Investment Banking Division at PT NC Securities (2002-2009) Vice President Investment Banking Division and Direct Investment Division at PT Danareksa (Persero) and PT Danareksa Finance (1996-2001) Audit Division Manager at Ernst & Young, Sarwoko & Sandjaja in Indonesia (1986-1995) and Ernst & Young, Dallas. Concurrent Positions : Director of PT Putra Sleman Sembada (2022 – present) Chairwoman of the Risk Oversight Committee at PT CIMB Niaga Auto Finance (2020 - present) Independent Commissioner and Chairwoman of the Audit Committee at PT CIMB Niaga Auto Finance (2012 - present) Chief Audit Executive (Head of Internal Audit & Risk Management Division) at PT Ithaca Resources (2009 - present) Shareholding : Nil Affilated Relations : Not affiliated with fellow members of the Committee, members of the Board of Commissioners, members of the Board of Directors, or the Ultimate and Controlling Shareholder.
  Yulizar D. Sanrego Member	Appointed as a IGC member since March 2015 and reappointed on 15 April 2016, 15 April 2019 and 18 April 2024. He is currently also serves as a Member of the Sharia Supervisory Board of the Bank. His complete profile is presented in the Sharia Supervisory Board’s Profiles.
  Achiran Pandu Djajanto Member	Appointed as a IGC member on 7 August 2019 dan reappointed on 27 July 2022. Age/Gender : 65/Male Nationality : Indonesia Domicile : Jakarta Education : Bachelor of Law from University of Gadjah Mada (1983) Magister of Management from Entrepreneur Development Institute (1997) Phd in Law from University of Gadjah Mada (2015) Work Experiences : Director of Compliance and Risk Management at PT Jasa Marga (Persero) Tbk (2015-2016) Expert Staff of the Minister of SOEs for Governance and Synergy (2014-2015) Expert Staff of the Minister of SOEs for Human Resources and Technology (2014-2015) Deputy in Restructuring and Strategic Planning (2013-2014) Expert Staff of the Minister of SOEs for Corporate Governance (2010-2013) Head of Legal Division of the Indonesian Bank Restructuring Agency (1998-2002) Head of the BPR Sub-Directorate of the Directorate General of Financial Institutions DJLK (1994-1998) Various Positions in Government Agencies since 1983 Concurrent Positions : Independent Commissioner of PT CIMB Niaga Sekuritas (2018-present) Shareholding : Nil Affilated Relations : Not affiliated with fellow members of the Committee, members of the Board of Commissioners, members of the Board of Directors, or the Ultimate and Controlling Shareholder.
  Angelique Dewi Daryanto Member	Appointed as IGC member on 10 April 2023 and concurrently as Audit Committee member and Risk Oversight Committee member. Her complete profile is presented in the Audit Committee’s Profile.