Declaration Of Integrity Pact, Code Of Ethics & Anti-bribery and Corruption Commitment

DECLARATION OF INTEGRITY PACT, CODE OF ETHICS &
ANTI-BRIBERY and CORRUPTION COMMITMENT

PT Bank CIMB Niaga Tbk

Referring to Anti-Fraud, Human Resources & AntiBribery and Corruption Policies of PT Bank CIMB Niaga Tbk ("Bank"), we, the Board of Commissioners, Sharia Supervisory Board and Board of Directors of the Bank are committed to the Integrity Pact, Code of Ethics & Anti-Bribery and Corruption Commitment, as follows:

I, whom signed below, stated truthfully, as follows:
  1. Shall comply with the laws and regulations and internal regulations of PT Bank CIMB Niaga Tbk
  2. Acting objectively and upholding ethical and moral values, fair, transparent, consistent and upholding integrity and honesty
  3. Playing an active role to prevent and eradicate fraud and be willing to report in the event of fraud in the Bank’s environment
  4. Creating a work environment that free from Corruption, Collusion and Nepotism (KKN)
  5. Understand that the consequences for fraud perpetrators and breach of the Bank’s Code of Ethics and Code of Conduct are decisive sanctions without exception including legal charges
  6. Understand and comply with the Code of Ethics and Code of Conduct of PT Bank CIMB Niaga, and promise to comply and implement all of its provisions and shall immediately conduct reporting, in the event of knowing, seeing or finding the violation of Code of Ethics & Code of Conduct
  7. Understand that the violation of Code of Ethics & Code of Conduct as well as other Bank’s prevailing policies may subject to sanctions in accordance with applicable provisions, including termination of employment or lawsuits
  8. Shall not take any actions in the interests of myself, family, or other affiliated parties that may cause a conflict of interest
  9. Carrying out the duties with full responsibility in accordance with the authorities and shall make decisions accurately, objectively and carefully for the interests of the Bank
  1. The Bank is committed to conduct its business based on the value of integrity and is guided by the Bank's Code of Ethics and Code of Conduct
  2. The Bank always strives to improve each of its business process to be in line with the principles of integrity
  3. The Bank carries out zero tolerance principles for actions related to corruption, bribery, and violations of related laws and regulations
  4. The Bank does not allow all members of the Board of Commissioners, Sharia Supervisory Board, Board of Directors, Independent Parties member of Board of Commissioners Committee, employees (including permanent, contract and non-permanent employees), including consultants, advisors, outsourcers, vendors or other parties working for and on behalf of the Bank to lure, promise or provide something in the scope of work to the State Administrator and/or Civil Servants
  5. The Bank does not allow all members of the Board of Commissioners, Sharia Supervisory Board, Board of Directors, Independent Parties member of Board of Commissioners Committee, employees (including permanent, contract and non-permanent), as well as consultants, advisors, outsourced within the Bank's work scope to request gifts from individuals and organizations relating to their positions, duties and responsibilities at the Bank
  6. The Bank has the policies that regulate conflicts of interest of members of the Board of Commissioners, Sharia Supervisory Board, Board of Directors, Independent Parties member of Board of Commissioners Committee, and employees. Any conflict of interest that has the potential to pose a risk must be declared
  7. The Bank is committed to provide socialization and/or trainings on prevention of bribery and corruption as well as develop business integrity to all management and employees, periodically
  8. The Bank will supervise the implementation of this commitment and any violations of the Bank’s policies or the Code of Ethics and Code of Conduct shall be subject to sanctions in accordance with applicable regulations

Jakarta, 1 July 2024

PT Bank CIMB Niaga Tbk

Board of Commissioners

Sharia Supervisory Board

Board of Directors