Bank implements various financial literacy and inclusion initiatives, including the Ayo Menabung dan Berbagi (AMDB) Programme, Tour de Bank (TDB) and Be Smart, which are delivered across multiple areas in line with Bank’s operational coverage. These initiatives are designed to align with national policy direction, particularly the National Strategy for Financial Inclusion (SNKI) as set out in Presidential Regulation No. 114 of 2020, which targets increasing the national financial inclusion rate to 90%. In addition, the programmes support Financial Services Authority Regulation (POJK) No. 3 of 2023 on Enhancing Financial Literacy and Inclusion in the Financial Services Sector and contribute to the Financial Services Authority’s (OJK) agenda through the Financial Inclusion Month (BIK) Programme and the One Account One Student (KEJAR) Programme.